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Dental Patient Financing

Dental Patient Financing


Dental care is health care

Even if it's not covered by your health care plan, dental care is an important part of everyone's health. Now with CPB Dental Patient Financing, powered by Cherry, you don't have to put off your dental care. 

A Plan For Any Budget

Split your payments and pay over time. Choose from 3, 6, 12 ,18, or 24 month payment plans with some qualifying 0% APR options.

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Fast Approval Process

Enjoy your purchase in no time with our fast approval process. All we require is your state ID and your mobile phone number.

Pay Over Time

Autopay and 24/7 access to the Cherry’s self-serve customer portal gives you more ways to pay and the power to manage your payments.

Find a participating dentist

Discover what dentists are currently working with CPB to provide this new way to get care. Or ask your dentist about the possibility of patient financing.

Flexible payments for any budget

Select Purchase Amount

Get a preview of your monthly payments1

$1,500
Monthly Payment APR Total Interest Final Cost
3 Mo / 4 Payments
$375
0% $0.00 $1,500
6 Mo / 7 Payments
$214.29
0% $0.00 $1,500
12 Mo / 13 Payments
$126.56
18.99% $132.85 $1645.28
18 Mo / 19 Payments
$90.59
18.99% $208.56 $1708.56
24 Mo / 25 Payments
$71.98
18.99% $286.32 $1786.32
1. These are examples only. First payment required at point of purchase. If you pre-qualify, your terms will likely differ. Not every merchant that uses Cherry will offer the payment plan terms listed above. Subject to credit approval.

Frequently Asked Questions


Cherry Technologies offers payment plans to patients of dental and medical providers. We’ve partnered with them to help our valued business customers treat their patients who normally may not be able to pay for their treatments.


Use our provider locator to find a provider near you. If your current provider doesn’t offer Cherry payment plans yet, ask them about it.


Cherry services your account separately.


Find a Cherry provider, apply on their website or in the office. You will need a mobile phone, a government-issued ID, and a debit card.


Absolutely! If you keep your account current, you may redeem the remaining balance. For example, if you’re approved for $1,000 and only use $500, you may go back and use the remaining $500 as long as you continue to make payments on time.

Also, by establishing a good borrower history with Cherry and paying your contracts off completely, you can make your full approval amount available again.


Yes, CPB Dental Patient Financing, powered by Cherry, may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.


Once you have a contract with Cherry, they may report repayment information about your account to the consumer reporting agencies. Contracts that are marked as delinquent may have a negative impact on your credit score.

Cherry contracts that are older than 60 days are ineligible for refunds through the Cherry platform.

To request a refund, please contact the merchant where you used Cherry to make a purchase.

Cherry defers to the refund policies put in place by our partner merchants and cannot initiate a refund without merchant approval.

Once the merchant authorizes a refund Cherry will deposit the refunded amount (full or partial) into your account. Your Cherry account status and contract balance are adjusted accordingly.

If a partial refund is issued, your contract amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your contract will be returned to you.


If you have a complaint regarding the goods, services, installation of your items, or to request a cancellation or a return, please contact the merchant directly to inquire about the status of your items.

You are required to make payments on your contract until the issue is resolved.


You can change your payment due date once during the life of your loan by visiting the Patient Portal and selecting Change Due Date.

Please note that your Cherry account must be current at the time to be eligible to change your payment due date once during the life of your loan.

No! Your account will not be charged any fees or penalties if you pay early.

Also, if you pay off your account before the final payment is due, you won’t pay any interest that would accrue over the rest of the contract, saving you money.


Cherry's support line is staffed Monday through Friday from 6am HST until 6pm HST (excluding holidays) on the weekdays. Saturday hours are from 6am HST to 4pm HST and Sunday hours are 7am HST to 12pm HST. If you can’t reach one of their customer service representatives, please leave a message and they'll get back to you as soon as they can.


Still would like more information?

You can learn more about Cherry directly at withcherry.com/patients/