^ΔThis offer is valid for a Business Exceptional or Analyzed Checking account opened and funded with new money between September 2 and October 31, 2025. A one-time $25,000 minimum new money deposit from another financial institution into your Central Pacific Bank Business Exceptional or Analyzed Checking account is required to receive a $400 cash bonus and a $1,200 cash bonus with a minimum one-time deposit of $75,000 in new money. Must maintain the selected minimum new money balance of $25,000 or $75,000 over your combined baseline balance as of August 31, 2025, for at least 3 full consecutive calendar months from the date of participation in the campaign. In addition, the account type needs to be maintained for 6 full consecutive calendar months from the date of account opening or upgrade. A signed customer acknowledgement form is required to participate. After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking. If these above qualifying requirements are not met, Central Pacific Bank reserves the right to assess a fee to the account equal to the amount of the Cash Bonus. The Cash Bonus will be reported as interest to the primary account holder. Limited to one Cash Bonus per account per customer. Same account is not eligible for future Business Exceptional Cash Bonus promotions. Each independently operated business entity with its own unique Tax ID Number is a separate customer. Offer is subject to change at any time and cannot be combined with other offers. Terms, conditions, and fees apply to accounts, products, programs and services, and are subject to change.

1. Deposited items include deposit slips and each check. Additional items are $0.25 each. Each ATM & Mobile deposit generates a digital deposit slip. 
2. Non-CPB ATMs may impose surcharges that are separate from and in addition to our Non-CPB ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.
3. Transactions made at non-CPB ATMs are subject to our Non-CPB ATM Transaction Fees.
4. We will reimburse you up to $4 per transaction for ATM surcharges from other banks and ATM operators incurred on your Business Exceptional Checking account for ATM usage nationwide.
5. On approved credit. For a line of credit up to $100,000. For a line of credit over $100,000 an application fee of 0.25% will apply, less a $125 discount. Example: A $200,000 (line of credit) x 0.25% - $125 (discount) = $375.00.
6. A paper statement fee of $10.00 will be charged per statement period. This fee is waived for the first calendar month in which the Account is opened. For subsequent months, the fee can be waived in one of three ways: 1. Enroll in Online Statement service through Online Banking, or 2. Link your Business Value Checking to a Business Exceptional Plan, or 3. Maintain an average balance of $5,000.00 or more during the statement period. The average balance is calculated by adding together the ending balances from each day during the statement period and dividing the total by the number of days in the statement period.

1. For more details, visit any branch or contact our Customer Service Center