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Hawaii Checking Accounts

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Staying flexible is simple with our personal checking account options. Central Pacific Bank has accounts that fit your checking needs, whether that’s managing your daily spending or maintaining a long-term lifestyle.

With your help, our representatives can match you with the right range of features and options to keep your finances at your fingertips.

Ready to Open an Account? Schedule a Time with a Banker at our Main Branch:
Schedule a call or a meeting

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Exceptional Checking

Start your Exceptional Plan by opening an Exceptional Checking account. Then combine balances across qualifying linked accounts to unlock a host of exceptional benefits

  • Earn competitive, tiered interest rates
  • Get reimbursed for ATM fees nationwide2,3
  • Receive preferred interest rates on your other Exceptional accounts
  • Share your Exceptional Benefits with loved ones

Value CheckingSM

Write checks and make everyday transactions like debit card purchases, bill payments and direct deposit.

  • Open an account with no minimum opening deposit when opened in a branch. $25 minimum opening deposit when opened online.1
  • Use any CPB ATM without fees2
  • Free first order of 40 checks

Plus Package Option

Upgrade your Value Checking account with Plus Package for just $4.95 per month5 and get:

  • Reimbursed for ATM fees nationwide2, 3, 4

  1. Value Checking accounts with zero balance for 60 or more consecutive calendar days will be closed automatically without notice. For more details, visit any branch or contact our Customer Service Center. Online checking accounts require $25 deposit to activate.
  2. Transactions made at non-CPB ATMs are subject to our ATM Transaction Fees. Non-CPB ATM Transaction Fees are waived for Exceptional Checking accounts and Value Checking accounts with Plus Package.
  3. ATM Surcharge Rebates only apply to ATM surcharges from other banks and ATM operators incurred on your Exceptional Checking account or Value Checking account with Plus Package for ATM usage nationwide.
  4. Non-CPB ATMs may impose surcharges that are separate from and in addition to our ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.
  5. A Plus Package discounted fee of $3.95 per month is available upon request for seniors age 50 years and above. To begin receiving a Plus Package senior discount, please visit any branch or call our Customer Service Center at (808) 544-0500 or toll-free at 1-800-342-8422.