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Savings Accounts

Set yourself up for savings with the best savings account options that include flexibility and a range of rates.

Put a little away for a rainy day or to build a sizeable nest egg. Whatever your goals, Central Pacific Bank has a variety of options to suit your needs.

Depending on when you’ll need your money and how aggressive your savings goals, we have the accounts and guidance that will help you get there.

Exceptional Super Savings

Exclusively for Exceptional Plan customers, Exceptional Super Savings earns our best savings account interest rate, along with all the flexibility of a personal savings account.

  • Receive bonus interest rates when you make one deposit of $25 or more and no withdrawals during the month
  • $100 minimum opening deposit
  • No minimum balance requirement

Exceptional Savings

Exclusively for Exceptional Plan customers, this savings account has tiered interest rates, so the higher your balance, the faster you’ll earn—an exciting higher interest savings account option!

  • Competitive, tiered interest rates
  • $500 minimum opening deposit
  • No minimum balance requirement

Personal Super Savings

Earn higher rates like you would with a certificate of deposit (CD) with this bonus interest savings account, but with access to your money any time you need it.

  • Receive bonus interest rates when you make one deposit of $25 or more and no withdrawals during the month
  • $100 minimum opening deposit
  • $500 minimum balance to avoid $6 monthly service charge

Personal Savings

With this convenient, low-minimum balance savings account option, you don’t have to wait to start saving. Plus, you’ll start earning interest right away to help you meet your savings goals more quickly.

  • $100 minimum opening deposit
  • $300 minimum balance to avoid a $5 monthly service charge

Starter Savings

It’s never too early to start saving. The Starter Savings Account features a low minimum balance requirement and can be opened for children from birth to age 17. (The account automatically converts to a Personal Savings account on the child’s 18th birthday.) Children will learn to appreciate the value of savings as they watch their money grow with this account, which starts earning interest right away.

  • $10 minimum opening deposit
  • $25 minimum balance to avoid a $2 monthly service charge

CDs and IRAs

CERTIFICATE OF DEPOSIT (CD) AND INDIVIDUAL RETIREMENT ACCCOUNT (IRA)

Certificates of Deposit

Earn a higher rate of interest on your money than you would with a typical savings account when you open a Certificate of Deposit.

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