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Personal Loan

Personal Loan


Personal Loans with a Low Fixed Rate

Personal loans provide you with a lump sum of cash at a low fixed rate to help you consolidate debt or pay for a big purchase over time.





Estimated Monthly Payments1
For a typical loan with a 60-month term, the estimated minimum monthly payment would be:

$202.72

per month
per $10,000 borrowed at *7.99% APR.

to

$248.47

per month
per $10,000 borrowed at *16.99% APR.

Minimum monthly payment varies based upon the loan term and Annual Percentage Rate (APR).
*Interest rate is based on individual’s credit report. Subject to credit approval.

Apply Now


Why get a personal loan from CPB?

features benefits
About Personal Loans with CPB Why Get a Personal Loan with CPB?

  • Competitive fixed rates from 7.99% to 16.99% APR
  • Loans from $5,000 to $50,000
  • Convenient 12-month to 60-month loan terms
  • No annual fee or collateral required
  • No penalty for paying off early
  • Apply online in minutes
  • Checking your rate is free and won’t impact your credit score
  • Receive an instant decision for loan requests of $10,000 or less
  • Next business day funding into your CPB deposit account
  • Free CPB digital banking to track your loan repayment and link all your financial accounts in one place
  • Connect your loan balance to your Exceptional Plan unlocking additional benefits and valuable discounts


Apply Now


Ready to Apply Online?

application tips req - doc
Personal Loan Application Tips Required documents
  • Read and accept the E-Sign Disclosure before continuing with the online application process.
  • Review your information for accuracy before advancing through the application. For security purposes, the browser back button is disabled.
  • Government issued ID such as a U.S. passport, state driver’s license, state ID or U.S. military ID.
  • Bank routing number and checking or savings account number.
  • For loan requests over $10,000: copies of your pay stubs (last two pay periods); OR, if you are self-employed or wish to also include rental income, then copies of your Federal Income Tax Returns (last two years).
  • For loan requests over $25,000: copies of your pay stubs (last two pay periods) AND copies of your Federal Income Tax Returns (last two years).


Apply Now

Central Pacific Bank currently accepts Consumer Credit applications from Hawaii residents only

1 Minimum monthly payment varies based upon the loan term and Annual Percentage Rate (APR).  For a typical loan with a 60-month term, the estimated minimum monthly payment would be:

  • $202.72 per $10,000 borrowed at 7.99% APR.
  • $248.47 per $10,000 borrowed at 16.99% APR.

Interest rate is based on individual’s credit report. Subject to credit approval