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Personal Loans

Personal Loans


Personal Loans with a Low Fixed Rate

Personal loans provide you with a lump sum of cash at a low fixed rate to help you consolidate debt or pay for a big purchase over time.





Estimated Monthly Payments3
For a typical loan with a 60-month term, the estimated minimum monthly payment would be:

$202.72

per month
per $10,000 borrowed
at 7.99% APR3.

to

$287.68

per month
per $10,000 borrowed at
24.00% APR3.

Minimum monthly payment varies based upon the loan term and Annual Percentage Rate (APR).

Apply Now


Why get a personal loan from CPB?

features
About Personal Loans with CPB
  • Competitive fixed rates from 7.99% to 24.00% APR
  • Loans from $5,000 to $50,000
  • Convenient 12-month to 60-month loan terms
  • No annual fee or collateral required
  • No penalty for paying off early
benefits
Why Get a Personal Loan with CPB?
  • Apply online in minutes
  • Checking your rate is free and won’t impact your credit score
  • Receive an instant decision
  • Next business day funding


Ready to Apply?

Apply Now


req - doc
In-Branch Application required documents
  • Government issued ID such as a U.S. passport, state driver’s license, state ID or U.S. military ID.
  • Bank routing number and checking or savings account number.
  • For loan requests over $10,000: copies of your pay stubs (last two pay periods); OR, if you are self-employed or wish to also include rental income, then copies of your Federal Income Tax Returns (last two years).
  • For loan requests over $25,000: copies of your pay stubs (last two pay periods) AND copies of your Federal Income Tax Returns (last two years).

  1. When you check your rate, we check your credit report. For online applications, this initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we will do another (hard) credit inquiry that will impact your credit score. For in-branch applications, we pull a (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
  2. Your loan amount will be determined based on your credit, income, the outstanding balance of your current auto loan, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. The maximum loan amount is $50,000.
  3. Minimum monthly payments varies based upon the loan term and Annual Percentage Rate (APR). For a typical loan with a 60-month term, the estimated minimum monthly payment would be:
    • $202.72 per $10,000 borrowed at 7.99% APR.
    • $287.68 per $10,000 borrowed at 24.00% APR.
    Interest rate is based on individual’s credit report. Subject to credit approval