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Checking Accounts

Checking Accounts

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Shaka Checking

Hawaii’s first and only digital bank account that’s from Hawaii. Shaka is 100% online with tools and features to make life easier. Open an account in just 5 minutes and access features like BillPay.

  • Among the highest checking interest rates in Hawaii.
  • Use any ATM. Get up to $20 in ATM fees on us per month
  • Get paid up to 2 days early with direct deposit
  • No monthly fees to maintain your account with online statements

Exceptional Checking

Start your Exceptional Plan by opening an Exceptional Checking account. Then combine balances across qualifying linked accounts to unlock a host of exceptional benefits. Enjoy a totally free checking account when you maintain your balances.

  • Earn competitive, tiered interest rates
  • Get reimbursed for ATM fees nationwide
  • Receive preferred interest rates on your other Exceptional accounts
  • CPB Debit card
  • Online bill pay and mobile banking
  • Free eStatements
  • No monthly service charge
  • Share your Exceptional Benefits with loved ones

Value CheckingSM

Write checks and make everyday transactions like debit card purchases, bill payments and direct deposit. For those in college, this is the perfect student value checking account.

  • Open an account with no minimum opening deposit when opened in a branch. $25 minimum opening deposit when opened online.
  • CPB Debit card
  • Use any CPB ATM without fees
  • Free first order of 40 checks

Plus Package Option

Upgrade your Value Checking account with Plus Package for just $4.95 per month and get:

  • Reimbursed for ATM fees nationwide

Set Up Direct Deposit

Setting up direct deposit of your payroll, Social Security, or other government benefit checks into your Central Pacific Bank Checking account is simple and helps streamline your finances.