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Business Loans and Lines

Fund your future with commercial lending options that give you the money to do more.

Central Pacific Bank is here to help you meet your business goals with flexible terms that fit your cash flow – empowering you to upgrade technology, update equipment, purchase property or make renovations.

As your partners, we’ll take the time to uncover the complexities of your business and put in place the financing you’ll need to achieve your objectives.

Association (AOAO) Loan Program

Central Pacific Bank's Association Loans is a commercial lending option that provides financing for:

  • Repair and renovations to common areas of the project
  • Building upgrades
  • Equipment purchases
  • Resident manager unit purchases
  • Lease to fee purchases

Business ExpressLine of Credit

Our Business ExpressLine of Credit is a great way to:

  • Load up on inventory
  • Take advantage of discounts
  • Pay operating expenses
  • Supplement cash flow

Commercial Real Estate Financing

Our team of local experts can help you afford to:

  • Buy a building
  • Expand an existing location
  • Renovate property
  • Refinance a current mortgage

Small Business Administration Loans

Central Pacific Bank SBA Loans can help you do things like:

  • Start a business
  • Buy real estate
  • Provide working capital
  • Refinance business debt
  • Purchase equipment

Working Capital and Short-Term Loans

We can structure a loan to meet your immediate needs with:

  • Competitive rates
  • Flexible terms
  • Convenient repayment schedule

Healthcare Practice Loans

We provide financing solutions for service professionals, including mortgages for doctors, financing for chiropractors, dental practice loans, and lending for adult care facilities. Secure financing to acquire or start up a new practice, to buy equipment, renovate or expand your office space, purchase or refinance commercial property, fund accounts receivables, and consolidated debts.