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Value Checking Account 

Value Checking Account 

Home  /  Personal Banking  /  Checking Accounts  /  Value Checking
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Write checks and make everyday transactions like debit card purchases, bill payments and direct deposit with a Value Checking account.

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Value CheckingSM

  • $0 minimum balance required
  • No minimum opening deposit when opened in a branch. $25 minimum opening deposit when opened online.1
  • Free first order of 40 checks
  • Free Banking Services
    • Platinum Debit MasterCard® with MasterCard® benefits such as Identity Theft Alerts2 and Identity Theft Resolution Services
    • No ATM transaction fees when you use CPB ATMs3,4
    • Online Banking5
    • Online Bill Pay5
    • Online Statements5
    • Mobile Banking5
    • Mobile Deposit Service6
    • Infoline Telephone Banking

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Plus Package Option

Upgrade your Value Checking account with Plus Package for just $4.95 per month7 and get:

  • No ATM Transaction Fees when you use any non-CPB ATM worldwide4
  • ATM Surcharge Rebates when you use any non-CPB ATM in Hawaii and on the mainland4,8

Sign up today and get your first three months free!

Visit your nearest branch or call our Customer Service Center at (808) 544-0500 or toll-free at 1-800-342-8422.

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Compare Checking Accounts

Ready to Open an Account?

5 Simple Steps



  Tell Us About Yourself

  You must be - 18 years or older, a US citizen or hold a Green Card, and be a current resident of the State of Hawaii.



  Confirm Your Identity

 You will be asked a few questions to confirm your identity



 Customize Your Account Preferences

 Debit Mastercard®, Checks, Overdraft Protection, or ATM Card



 Fund Your Own Account

 Electronically via ACH or from a credit card or debit card in your name



  Secure Your Account

 Shortly after you open your account, a Bank Representative will contact you and explain the features of your new account and ask you to upload your signature specimen to protect your account.



OPEN AN ACCOUNT

1. Value Checking accounts with zero balance for 60 or more consecutive calendar days will be closed automatically without notice. For more details, visit any branch or contact our Customer Service Center.

2. Online enrollment required. For information and to enroll, visit mastercardus./idprotectiononline.com

3. Transactions made at non-CPB ATMs are subject to our ATM Transaction Fees. Non-CPB ATM Transaction Fees are waived for Value Checking accounts with Plus Package.

4. Non-CPB ATMs may impose surcharges that are separate from and in addition to our ATM Transaction Fee and should disclose their surcharge fee at the beginning of the transaction.

5. Online Banking enrollment required. For information and to enroll, click here. Standard data usage fees apply. Contact your wireless carrier for details.

6. Online Banking and Mobile Banking enrollment required.

7. A Plus Package discounted fee of $3.95 per month is available upon request for seniors age 50 years and above. To begin receiving a Plus Package senior discount, please visit any branch or call our Customer Service Center at (808) 544-0500 or toll-free at 1-800-342-8422.

8. We will reimburse you up to $4 per transaction, up to $20 per month, for ATM surcharges from other banks and ATM operators incurred on your Value Checking account with Plus Package for ATM usage nationwide.