1. As long as you are a Business Exceptional Plan customer, you may open and maintain Exceptional Preferred Certificates of Deposit.

Limited time offer. The minimum balance required to open and obtain the 3.55% APY is $20,000 of which $10,000 must be new money from another financial institution to obtain APY. This APY offer is limited and may be discontinued without notice at any time. Customer may not have more than $1,000,000 in the CD. An Exceptional Checking account is required to open the CD. CD qualifies towards Exceptional Checking balance. APY assumes interest will remain on deposit until maturity. Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals. Offers are subject to change and are not combinable with other offers. Other restrictions may apply. All CPB CD specials are FDIC insured, up to $250,000 per category. 

2. The combined minimum balance is $10,000 to avoid a monthly service charge of $20.

3. This is the daily balance (i.e., the amount of principal in the account each day.)

1. The interest rate is determined by the balance tier and is paid on the entire balance of the account.
2. This is the daily balance (i.e. the amount of principal in the account each day).

1. APY assumes interest will remain on deposit until maturity, Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals. 
2. This is the daily balance (i.e., the amount of principal in the account each day).

1. Our Business Super Savings account has a special feature that pays a higher interest rate and APY if ALL of the following transaction requirements are met during the calendar month:
- One deposit of $25.00 or more made during the calendar month. If the deposit is made by automatic transfer from a CPB deposit account or an account at another financial institution, the automatic transfer must be scheduled no later than the 25th of the month, and
- No withdrawal is made during the calendar month.

When you meet all transaction requirements, the entire balance in your account will be paid interest according to the tier that your account balance matches; see the current interest rates above. If your account does not meet all the transaction requirements for the tiered rates, the standard rate noted above will apply to your entire balance

2. The interest rate is determined by the balance tier and is paid on the entire balance of the account.

3. This is the daily balance (i.e., the amount of principal in the account each day).