Rates

1. As long as you are a consumer Exceptional Plan customer, you may open and maintain Exceptional Preferred Certificates of Deposit.

Limited time offer. Annual Percentage Yield (APY) is accurate as of November 20, 2023. Minimum balance to obtain APY is $30,000. Customer may not have more than $1,000,000 in the CD. CD qualifies towards Exceptional Checking balance. APY assumes interest will remain on deposit until maturity. Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals and early closing of the CD. Offer is subject to change and is not combinable with other offers. Other restrictions may apply. All CPB CD specials are FDIC insured, up to $250,000 per category. Full list of rates available at cpb.bank/rates/personal

2. This is the daily balance (i.e., the amount of principal in the account each day.)

3. $30,000 minimum balance in new money required from another Institution. All deposited funds must be new money from another financial institution and cannot contain any existing funds.

4. $30,000 minimum balance in new money required from another Institution.

1. The interest rate is determined by the balance tier and is paid on the entire balance of the account.
2. This is the daily balance (i.e. the amount of principal in the account each day).

1. A penalty may be imposed for early withdrawal. Please consult your tax advisor for more information.
2. This is the daily balance (i.e., the amount of principal in the account each day).

1. Our Business Super Savings account has a special feature that pays a higher interest rate and APY if ALL of the following transaction requirements are met during the calendar month:
- One deposit of $25.00 or more made during the calendar month. If the deposit is made by automatic transfer from a CPB deposit account or an account at another financial institution, the automatic transfer must be scheduled no later than the 25th of the month, and
- No withdrawal is made during the calendar month.

When you meet all transaction requirements, the entire balance in your account will be paid interest according to the tier that your account balance matches; see the current interest rates above. If your account does not meet all the transaction requirements for the tiered rates, the standard rate noted above will apply to your entire balance

2. The interest rate is determined by the balance tier and is paid on the entire balance of the account.

3. This is the daily balance (i.e., the amount of principal in the account each day).