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Loans and Lines

Discover loan options with rates you can afford. Bring your purchasing dreams to life with help from Central Pacific Bank. Together, we can find the right loan or credit line to consolidate debt or fund your most important purchases, all at a rate or payment schedule that works for you.

Home Equity Line of Credit

Use the equity in your home to consolidate debt, make home repairs, and more with a HELOC.

  • Fixed rate and variable rate options available
  • Choose your fixed rate terms
  • Quick loan approval process
  • Make automatic payments from your Central Pacific Bank Exceptional Checking Account
  • Minimum draw for fixed rate is $10,000, up to your available credit limit

PV Power Loan

Get the financing you need to add solar panels on your home.

  • No Down Payment
  • Flexible Repayment terms (60 months or 72 months)
  • Quick loan approval process
  • No added mark ups by our approved contractors

Personal ExpressLine of Credit

Get access to money that’s available any time you need it.

  • Revolving line of credit
  • Up to a maximum of $50,000.00
  • Counts toward Exceptional Plan balances

Personal Loan

For your short-term borrowing needs, we offer some of the most competitive rates around town with a convenient 60-month term, to keep your payments low.

  • Convenient 60-month term
  • Up to a maximum of $50,000.00
  • No penalty for paying your loan off early
  • Counts toward Exceptional Plan balances

 

Auto Loan

Drive away with low-rate lending on your next car.

  • Fixed interest rate
  • Fixed monthly payment
  • Lower rates than a comparable Personal Loan
  • Counts toward Exceptional Plan balances
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