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February CPB Currents: We got you. Always.
Featured Stories:
Financial Insights:
Small Business Resources:
- Webinar: Hawaii Retirement Savings Program
- Webinar: Top 10 Legal Mistakes That Can Destroy a Business
- Webinar: Hidden Cost of Minimum Wage – Mitigating the Risk of Salary Compression
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You may have seen our newest commercial recently, and at the heart of it is a simple promise: We got you.
This month’s CPB Currents brings that promise to life through customer stories, financial insights, and small business resources that reflect how we continue to support our customers and communities across Hawaii.
Featured Stories:
“We got you.” It’s More Than a Tagline.
At Central Pacific Bank, “We got you” is more than just something you hear in our advertising. It’s how we show up.
No matter where you are in life, whether you’re buying your first home, growing a business, saving for the future, or navigating something unexpected, our goal is to be there for you with guidance, care, and support. It’s how we’ve served Hawaii for more than 70 years, and it continues to guide everything we do.
That commitment starts with our people. Our employees bring local knowledge, genuine care, and a deep connection to the communities we serve. It’s also reflected in what our customers tell us. In ongoing customer feedback, CPB consistently ranks among the top local banks for customer service, with customers often highlighting our friendly approach, thoughtfulness, and commitment to the community.
Below, you can watch our latest commercials, which reflects this promise and the relationships we’re proud to build with customers across Hawaii.
If you’d like to learn more about what “We got you” means and how it shows up across our products, services, and everyday interactions, you can explore our promise in more detail below.
The Power of Partnership: Sea Quest Hawaii's Journey
For Manu and Liam Powers, owners of Sea Quest Hawaii, running a business is about more than offering unforgettable ocean experiences. It’s about sharing the beauty of their island home and creating meaningful connections with visitors from around the world.
As their business grew, Manu and Liam looked for a banking partner who understood both their goals and the realities of running a local business on the Big Island. At Central Pacific Bank, they found that support through their banker, Alan Pak, who took the time to listen, offer guidance, and be a consistent resource as their business evolved.
From navigating day-to-day operations to planning for what’s next, CPB’s relationship-first approach helped Sea Quest Hawaii continue to grow while staying true to what matters most to them. It’s a partnership built on trust, local understanding, and a shared commitment to the community.
Hear directly from Manu and Liam as they share their story and how CPB’s personal approach has made a difference for their business.
Financial Insights:
What Really Affects Your Credit Score (and What Matters Most)
Your credit score plays a role in many financial decisions, but it doesn’t have to be confusing. Learn what truly impacts your credit, which factors matter most, and how small, consistent habits can help you build confidence over time.
Business Loan Definitions Made Simple
From lines of credit to term loans and equipment financing, understanding your business loan options can help you make confident decisions. This article breaks down common types of business loans and explains when each one may make sense for your business.
Small Business Resources:
Whether you’re growing, planning ahead, or looking for new opportunities, here are a few timely resources available to our small business community.
Webinar: Hawaii Retirement Savings Program
Presented by the Hawaii Small Business Development Center
Hawaii employers are facing new retirement savings requirements under the Hawaii Retirement Savings Program. If your business has at least one employee, you may be required to participate in the state program or offer a qualifying retirement plan.
This informational webinar will explain what the program is, who it applies to, and what compliance may involve so you can better understand your responsibilities.
Date: Thursday, March 5
Time: 10 to 11 a.m.
Cost: Free
Webinar: Top 10 Legal Mistakes That Can Destroy a Business
Webinar: Top 10 Legal Mistakes That Can Destroy a Business
Presented by SCORE
Legal missteps can have lasting consequences for a business. This webinar will cover common legal mistakes business owners make and how to avoid them, including protecting your corporate structure, safeguarding personal assets, managing employee issues, and reducing litigation risk.
Date: Tuesday, March 10
Time: 10 to 11 a.m.
Webinar: Hidden Cost of Minimum Wage – Mitigating the Risk of Salary Compression
Webinar: Hidden Cost of Minimum Wage – Mitigating the Risk of Salary Compression
Presented by the Hawaii Employers Council
As wage laws evolve, businesses may face challenges related to salary compression. This session will explore what contributes to wage compression, how it can impact your organization, and strategies for analyzing your compensation data to reduce risk and maintain internal equity.
Date: Thursday, March 19
Time: 10 to 11 a.m.
Cost: Free