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What You Need to Know about the NPD Data Breach

On August 16, 2024, National Public Data (NPD), a major provider of consumer data for background checks, reported a significant data breach that exposed approximately 2.9 billion personal records.

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Have You Been a Victim of Credit Card Fraud? Here's How to Stay Safe

With four out of five Americans owning at least one credit card, credit and debit card transactions have become more common than cash.

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Why Is My Bank Talking About Pig Butchering? Understanding This New Fraud Scheme

The term "pig butchering" may sound strange coming from a financial institution, but it’s a critical fraud scheme that’s on the rise.

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Understanding Available Funds vs. Cleared Checks

It’s essential to know the difference between available funds and cleared checks to protect your finances.

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