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Compare Checking Accounts | Central Pacific Bank

Compare Checking Accounts | Central Pacific Bank


Exceptional Plan

A combined balance plan with exceptional benefits

Simply start your Exceptional Plan by opening an Exceptional Checking account. Link qualifying personal deposit and loan accounts to your Exceptional Plan and maintain a $10,000 minimum combined balance to avoid a $20 monthly service charge.

Value Checking

A basic checking account for check writing and making everyday transactions.

Apply Now

Checking Features

Checking Features Exceptional Checking Value Checking1
Minimum Opening Deposit $500 $25 (when opened online) or $0 (when opened at a branch)
Interest Earning Interest compounded daily and paid monthly Tiered interest rates No
Monthly Statements Free Online Statements10 or Paper Statements Free Online Statements10 or $3.00 Paper Statement Fee per statement unless the account is linked to a personal Exceptional Plan; or has maintained an average balance of $500 or more for the statement period
Checks Free CPB Beautiful Hawaii checks or up to $20 off any style, per order Free first order of 40 checks
ATM Fee Waivers and Rebates No ATM Transaction Fees when you use any CPB or non-CPB ATM worldwide2,3 ATM Surcharge Rebates when you use any non-CPB ATM in Hawaii and on the mainland (up to $4 per transaction)3,4 No ATM transaction fees when you use CPB ATMs2,3
Incoming Wire Transfer Fee Waiver Yes No
Sweep Option Option to sweep funds over a selected balance amount daily into an Exceptional Savings or Exceptional Super Savings account to maximize earnings No
Overdraft Protection Fee Waiver Personal ExpressLine of Credit overdraft protection annual fee is waived5 No
Checking Features
Minimum Opening Deposit
Interest Earning
Monthly Statements
Checks
ATM Fee Waivers and Rebates
Incoming Wire Transfer Fee Waiver
Sweep Option
Overdraft Protection Fee Waiver

Benefits

Benefits Exceptional Plan Benefits Plus Package Option
First 3 Months Free! Upgrade your Value Checking account with Plus Package for just $4.95 per month8 and get:

  •    No ATM Transaction Fee when you use any non-CPB ATM worldwide3
  •    ATM Surcharge Rebates when you use any non-CPB ATM in Hawaii and on the mainland (up to $4 per transaction, up to $20 per month)3,4
Benefits

Free Banking Services

Benefits Exceptional Plan Value Checking
Benefits
1. Value Checking accounts with zero balance for 60 or more consecutive calendar days will be closed automatically without notice. For more details, visit any branch or contact our Customer Service Center.

2. Transactions made at non-CPB ATMs are subject to our ATM Transaction Fees. ATM Transaction Fees are waived for Exceptional Checking accounts and Value Checking accounts with Plus Package.

3. Non-CPB ATMs may impose surcharges that are separate from and in addition to our ATM Transaction Fee and should disclose their surcharge fee at the beginning of the transaction.

4. ATM Surcharge Rebates only apply to ATM surcharges from other banks and ATM operators incurred on your Exceptional Checking account or Value Checking account with Plus Package for ATM usage nationwide.

5. Subject to credit application and approval. Interest charges and other fees may apply.

6. You may refer up to three family members. A Family Plan Referral Code must be presented at the time the new Exceptional Checking Account (“Sponsored Account”) is opened. For details, click here

7. $50 discount includes a $5 discount for automatic payment of rental fees. Automatic payment from an eligible CPB account is required. Safe deposit box contents are not insured by Central Pacific Bank, the FDIC, or any other government agency.

8. A Plus Package discounted fee of $3.95 per month is available upon request for seniors age 50 years and above. To begin receiving a Plus Package senior discount, please visit any branch or call our Customer Service Center at (808) 544-0500 or toll-free at 1-800-342-8422.

9. Online enrollment required. For information and to enroll, visit mastercardus./idprotectiononline.com

10. Online Banking enrollment required. For information and to enroll, click here.
CPB