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Patient Financing

Patient Financing

Why choose Cherry?

CPB Patient Financing Powered by Cherry offers a great solution for both patients and practices. Cherry Payment Plans are easier and cheaper to offer to patients than traditional alternatives. The application process is easy and quick for patients. Cherry is responsible for servicing, so you can focus on patient care. The best part is that you’ll receive payment for each loan quickly, within 2-3 business days of the checkout date. Best of all, with CPB partnering with Cherry, you’re ensured that your needs will be met.


Connect With Us

Each and every day I am able to help people and provide our patients with the best dental care available. Since applying for Cherry, we have been able to perform same day treatment, and the repayment options are reasonable which seem to give our patients immediate peace of mind.

Dr. Lance D. Ogata, DDS
Smile Hawaii!


Treat More Patients

The tech driven solution you have been waiting for:

  • ~75% Approval Rate – Cherry approves more patients than anyone else.
  • No hard credit check – Patients love Cherry because there are no hard credit checks and no hidden cost or fees.
  • Apply in seconds – Speed through checkout and delight more patients with our fast & easy approval process.
  • Get Paid Upfront – Get paid in 2-3 business days and we take on the risk of your patients paying the loan back

Side-by-Side Comparison Other Leading Financing Providers in Healthcare
Practice Discount Rate (Prime) 2.9% - 11.9% 5.9% - 14.9%
Practice Discount Rate (Non-Prime) 7.9^% N/A
Approval Rate ~75% + 40%-50%
Exclusive Approvals to Practice Yes No
Credit Score Requirement 520 + 640 +
Soft Credit Pull Upon Funding Yes No
Retroactive APR No Yes
Application Time  Seconds 15-30 Minutes
Instagram Prequalification Yes No
Promotion Periods 3, 6, 12, 18 or 24 months 6, 12, 18, or 24 months
Maximum Loan Amount $15,000 $25,000

Terms listed are for illustrative purposes only, customers may receive different terms depending on his/her credit worthiness.