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Starting a Business

Starting a Business


The road to business success starts with taking careful steps. Open a business checking account to receive payments from clients and handle your accounts payable. Apply for a business credit card to help you take care of your professional expenses. Take out a Small Business Loan (SBA) to get yourself situation and established. Discover the various options available to facilitate customer payment. Whatever startup needs you have, we can help you.

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Business Value Checking

Get on-track, right out of the gate, with Business Value Checking. This type of account is tailor-made for small businesses just starting out. Enjoy benefits including no minimums on opening deposit or balance, and no monthly service charge. You’ll enjoy access to online banking, plus other free services.

Business Credit Card

Make small business payments with a Business Credit Card that delivers big advantages. Earn cash back, track expenses, pay down balances faster to save on interest. Central Pacific Bank has card options at every level of spending to reward you for every business purchase you make.

SBA Loans

Benefit from lower payments and longer terms, guaranteed by the U.S. Government. Central Pacific Bank SBA Loans can help you in many ways while you start your business, from purchasing equipment to real estate; from providing working capital to helping you refinance business debt.

Merchant Services

Offer your customers a better payment experience. Central Pacific Bank has partnered with Elavon to deliver the industry’s leading merchant processing solutions. By combining our banking expertise with Elavon’s premier payment processing network, you can enjoy a one-stop solution for all of your banking and payment processing needs.

Start-Up Resources

If you’re a new business looking to apply for a line or loan, there are certain requirements and documents you may need for the application process.