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Business Exceptional Plan

Business Exceptional Plan


Combine business balances across linked accounts and put your money to work for your business.

Open a Business Exceptional Checking account, with no minimum opening deposit, and begin building your Business Exceptional Plan. Link qualifying deposit accounts to your Business Exceptional Plan and maintain a $10,000 minimum combined balance to avoid a $20 monthly service charge.


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Businesses who bank with CPB get up to $1,200

CPB understands the hard work and passion it takes to build a local business. Whether you’re a new or loyal customer, take advantage of this special offer and experience just how rewarding a CPB Business Exceptional Checking account can be.

  •  Deposit $25,000, earn $300 Cash Bonus
  •    Deposit $50,000, earn $600 Cash Bonus
  •    Deposit $100,000, earn $1,200 Cash Bonus

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Qualifying accounts1 include:

  • Business Exceptional Checking
  • Business Checking Accounts (except Analyzed Business Checking)
  • Business Savings Accounts
  • Certificates of Deposit

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Account features and benefits:

  • First 325 items processed at no cost each statement period2,3
  • $50 off one check order every year2,4
  • $25 off one deposit slip order every year2,4
  • Free banking services:
    • Business Debit MasterCard® with MasterCard Easy Savings® program
    • No ATM transaction fees when you use CPB ATMs5
    • Business Infoline telephone banking
  • Merchant Services through Elavon (for new Elavon accounts only)
    • Set-up fee waived ($150 value)
    • Converge set-up fee waived ($200 value)
    • Fee for first mobile card reader waived ($100 value)
    • Elavon termination fee waived
  • Non-CPB ATM Transaction Fees are waived when you use any non-CPB ATM worldwide5
  • ATM Surcharge Rebates when you use any non-CPB ATM
  • Business owners and authorized signers are eligible for a complimentary Personal Exceptional Checking account9 in Hawaii and on the mainland2,5,6
  • No Incoming Wire Transfer fees for Business Exceptional Checking or Business Value Checking
  • Business Online Banking
  • Foreign Currency Fee waived on the purchase or sale of foreign currency
  • Waived or discounted application fee on select business loans and lines of credit7
  • Minimum balance requirement is waived on Business Savings accounts linked to a Business Exceptional Plan8
  • Free ACH electronic payments

    1. Qualifying accounts must be in the name of the business.

    2. A Business Exceptional Checking benefit.

    3. Deposited items, deposit slips and check paid. Additional items are $0.25 each.

    4. Place order at branch for discount.

    5. Non-CPB ATMs may impose ATM surcharges that are separate from and in addition to our Non-CPB ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.

    6. Reimbursement of up to $4 per transaction for ATM surcharges from other banks and ATM operators incurred on your Business Exceptional Checking account for ATM usage nationwide.

    7. On approved credit. For a line of credit up to $100,000. For a line of credit over $100,000 an application fee of 0.25% will apply, less a $125 discount. Example: A $200,000 (line of credit) x 0.25% - $125 (discount) = $375.00.

    8. Business Savings requires a $100 minimum opening deposit.

    9. No minimum combined balance and no monthly service charge. $100 minimum opening deposit.

    For more details, visit any branch or contact our Customer Service Center.