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Business Exceptional Plan
Business Exceptional Plan
Got a business? Get up to $1,200 as a Cash Bonus.Δ
Get a Cash Bonus of up to $1,200Δ when you open or upgrade to a Business Exceptional Checking account between September 2 and October 31, 2025.
View Limited Time Offer
Combine business balances across linked accounts and put your money to work for your business.
Open a Business Exceptional Checking account, with no minimum opening deposit, and begin building your Business Exceptional Plan. Link qualifying deposit accounts to your Business Exceptional Plan and maintain a $10,000 minimum combined balance to avoid a $20 monthly service charge.
Qualifying accounts1 include:
- Business Exceptional Checking
- Business Checking Accounts (except Analyzed Business Checking)
- Business Savings Accounts
- Certificates of Deposit
- Money Market Accounts
Account features and benefits:
- Link qualifying deposit accounts to your Business Exceptional Plan and maintain a $10,000 minimum combined balance to avoid a $20 monthly service charge.1
- There is no charge for the first 325 deposited items and/or checks paid each statement period.2
- $50 off one check order every year3
- Free ACH electronic payments
- Free banking services:
- Business Debit MasterCard® with MasterCard Easy Savings® program
- No ATM transaction fees when you use CPB ATMs4
- Business Infoline telephone banking
- Non-CPB ATM Transaction Fees are waived when you use any non-CPB ATM worldwide4
- ATM Surcharge Rebates when you use any non-CPB ATM4,5,6
- Waived or discounted application fee on select business loans and lines of credit7
- No Incoming Wire Transfer fees
- Merchant Services through Elavon (for new Elavon accounts only)
- Set-up fee waived ($150 value)
- Converge set-up fee waived ($200 value)
- Fee for first mobile card reader waived ($100 value)
- Elavon termination fee waived
- Business owners and authorized signers are eligible for a complimentary Personal Exceptional Checking account8
- Business Online Banking
- Foreign Currency Fee waived on the purchase or sale of foreign currency
- Minimum balance requirement is waived on Business Savings accounts linked to a Business Exceptional Plan9
ΔThis offer is valid for a Business Exceptional or Analyzed Checking account opened and funded with new money between September 2 and October 31, 2025. A one-time $25,000 minimum new money deposit from another financial institution into your Central Pacific Bank Business Exceptional or Analyzed Checking account is required to receive a $400 cash bonus and a $1,200 cash bonus with a minimum one-time deposit of $75,000 in new money. Must maintain the selected minimum new money balance of $25,000 or $75,000 over your combined baseline balance as of August 31, 2025, for at least 3 full consecutive calendar months from the date of participation in the campaign. In addition, the account type needs to be maintained for 6 full consecutive calendar months from the date of account opening or upgrade. A signed customer acknowledgement form is required to participate. After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking. If these above qualifying requirements are not met, Central Pacific Bank reserves the right to assess a fee to the account equal to the amount of the Cash Bonus. The Cash Bonus will be reported as interest to the primary account holder. Limited to one Cash Bonus per account per customer. Same account is not eligible for future Business Exceptional Cash Bonus promotions. Each independently operated business entity with its own unique Tax ID Number is a separate customer. Offer is subject to change at any time and cannot be combined with other offers. Terms, conditions, and fees apply to accounts, products, programs and services, and are subject to change.
1. Qualifying accounts must be in the name of the business. Click here to view qualifying accounts.
2. Deposited items include deposit slips and each check. Additional items are $0.25 each. Each ATM & Mobile deposit generates a digital deposit slip.
3. A Business Exceptional Checking benefit. Place order at branch for discount.
4. Non-CPB ATMs may impose ATM surcharges that are separate from and in addition to our Non-CPB ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.
5. Transactions made at non-CPB ATMs are subject to our Non-CPB ATM Transaction Fees.
6. Reimbursement of up to $4 per transaction for ATM surcharges from other banks and ATM operators incurred on your Business Exceptional Checking account for ATM usage nationwide.
7. On approved credit. For a line of credit up to $100,000. For a line of credit over $100,000 an application fee of 0.25% will apply, less a $125 discount. Example: A $200,000 (line of credit) x 0.25% - $125 (discount) = $375.00.
8. On the complimentary Personal Exceptional account there is no $10,000 minimum combined balance required in qualifying deposit accounts and no $20 monthly service charge. $100 minimum opening deposit.
9. Business Savings requires a $100 minimum opening deposit.
For more details, visit any branch or contact our Customer Service Center.