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Business Value Checking
Business Value Checking
Start your business on track with checking account benefits tailor-made for small businesses which are just starting out or have moderate checking needs with this popular business checking account.
Account features and benefits:
- No minimum balance
- No monthly fee with online statements1
- No minimum opening deposit
- There is no charge for the first 100 deposited items and/or checks paid each statement period.2
- $25 off your first order of checks3
- Free banking services:
- Business Debit MasterCard® with MasterCard Easy Savings® program
- No ATM transaction fees when you use CPB ATMs4
- Business Infoline telephone banking
- Business Online Banking
- No Incoming Wire Transfer fees
- Waived or discounted application fee on a Business ExpressLine of Credit5
1. A paper statement fee of $10.00 will be charged per statement period. This fee is waived for the first calendar month in which the Account is opened. For subsequent months, the fee can be waived in one of three ways: 1. Enroll in Online Statement service through Online Banking, or 2. Link your Business Value Checking to a Business Exceptional Plan, or 3. Maintain an average balance of $5,000.00 or more during the statement period. The average balance is calculated by adding together the ending balances from each day during the statement period and dividing the total by the number of days in the statement period.
2. There is no charge for the first 100 deposited items and/or checks paid each statement period. Deposited items (deposit slips and each check) and checks paid in excess of 100 are assessed a fee of $0.25 each. For ATM or Mobile Banking each deposit generates a digital deposit slip. For ATMs you can deposit up to 30 checks at a time and for Mobile Banking you can deposit 1 check at a time.
3. Place order at branch for discount.
4. Transactions made at non-CPB ATMs are subject to our Non-CPB ATM Transaction Fees. Non-CPB ATMs may impose surcharges that are separate from and in addition to our Non-CPB ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.
5. On approved credit. For a line of credit up to $100,000. For a line of credit over $100,000 an application fee of 0.25% will apply, less a $125 discount. Example: A $200,000 (line of credit) x 0.25% - $125 (discount) = $375.00.
For more details, visit any branch or contact our Customer Service Center.