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Savings Hero

Rate Schedule

Rate Schedule for Personal Savings

Interest rates and annual percentage yields are subject to change on a daily basis. Fees may reduce earnings on accounts.

Consumer Exceptional Plan Savings Accounts1

Annual Percentage Yields and Interest Rates Effective as of: 07/07/2020

Exceptional Savings2 Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance to
Open
Minimum
Balance4 to
Earn Interest
Interest
Compounded/Paid
Tier 1 $0 - $19,999.99 0.04% 0.04% $500 $0 Daily/Monthly
Tier 2 $20,000 - $49,999.99 0.04% 0.04% $500 $20,000 Daily/Monthly
Tier 3 $50,000 - $74,999.99 0.05% 0.05% $500 $50,000 Daily/Monthly
Tier 4 $75,000 - $149,999.99 0.05% 0.05% $500 $75,000 Daily/Monthly
Tier 5 $150,000 - $249,999.99 0.05% 0.05% $500 $150,000 Daily/Monthly
Tier 6 $250,000 - $499,999.99 0.05% 0.05% $500 $250,000 Daily/Monthly
Tier 7 $500,000 - $999,999.99 0.05% 0.05% $500 $500,000 Daily/Monthly
Tier 8 $1,000,000 & Over 0.07% 0.07% $500 $1,000,000 Daily/Monthly
Exceptional Super Savings3 Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance to
Open
Minimum
Balance4 to
Earn Interest
Interest
Compounded/Paid
Standard Rate 0.03% 0.03% $100 $0 Daily/Monthly
Tier 1 $0 - $9,999.99 0.05% 0.05% $100 $0 Daily/Monthly
Tier 2 $10,000 - $24,999.99 0.06% 0.06% $100 $10,000 Daily/Monthly
Tier 3 $25,000 - $99,999.99 0.06% 0.06% $100 $25,000 Daily/Monthly
Tier 4 $100,000 & Over 0.07% 0.07% $100 $100,000 Daily/Monthly
  1. As long as you are a consumer Exceptional Plan customer, you may open and maintain Exceptional Super Savings and Exceptional Savings accounts.
  2. The interest rate is determined by the balance tier and is paid on the entire balance of the account.
  3. Our Exceptional Super Savings account has a special feature that pays a higher interest rate and APY if ALL of the following transaction requirements are met during the calendar month:

-One deposit of $25.00 or more made during the calendar month. If the deposit is made by automatic transfer from a CPB deposit account or an account at another financial institution, the automatic transfer must be scheduled no later than the 25th of the month, and

-No withdrawal is made during the calendar month.

When you meet all transaction requirements, the entire balance in your account will be paid interest according to the tier that your account balance matches; see the current interest rates above. If your Account does not meet the transaction requirements for the tiered rates, the standard rate noted above will apply to your entire balance.

* This is the daily balance (i.e., the amount of principal in the account each day).

Consumer Savings Accounts

Personal Savings Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance to
Open
Minimum
Balance2 to
Earn Interest
Interest
Compounded/Paid
Personal Savings 0.02% 0.02% $100 $0 Daily/Quarterly
Personal Super Savings1 Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance to
Open
Minimum
Balance2 to
Earn Interest
Interest
Compounded/Paid
Standard Rate 0.03% 0.03% $100 $0 Daily/Monthly
Tier 1 $0 - $9,999.99 0.04% 0.04% $100 $0 Daily/Monthly
Tier 2 $10,000 - $24,999.99 0.05% 0.05% $100 $10,000 Daily/Monthly
Tier 3 $25,000 - $99,999.99 0.05% 0.05% $100 $25,000 Daily/Monthly
Tier 4 $100,000 & Over 0.06% 0.06% $100 $100,000 Daily/Monthly
Starter Savings Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance to
Open
Minimum
Balance2 to
Earn Interest
Interest
Compounded/Paid
Starter Savings 0.02% 0.02% $10 $0 Daily/Quarterly
  1. Our Personal Super Savings account has a special feature that pays a higher interest rate and APY if ALL of the following transaction requirements are met during the calendar month:

    -One deposit of $25.00 or more made during the calendar month. If the deposit is made by automatic transfer from a CPB deposit account or an account at another financial institution, the automatic transfer must be scheduled no later than the 25th of the month, and

    -No withdrawal is made during the calendar month.

    When you meet all transaction requirements, the entire balance in your account will be paid interest according to the tier that your account balance matches; see the current interest rates above. If your account does not meet all the transaction requirements for the tiered rates, the standard rate noted above will apply to your entire balance.

  2. This is the daily balance (i.e., the amount of principal in the account each day).
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