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We want to be sure you're getting the most out of your CPB experience, and your feedback let's us know how we are doing! 

We also want to be sure you're getting the most out of your home! With a home equity line of credit, you can use the available equity in your home to consolidate high-interest debt, finance a home repair or remodel, and more. Draw against your home's available credit, while continuing to make monthly payments and have peace of mind knowing that cash is available when you need it.


Benefits of a Home Equity Line of Credit

Quick loan approval process

Start your application online or in-branch, and we'll help walk you through everything you'll need.

Easy automatic payments

Set up automatic payments easily online from your Central Pacific Checking Account.

Cash when you need it

Transfer funds online immediately and have the funds available when you need it.

We'll even pay your early closing fees up to $500 to help you switch1. Take advantage of the equity in owning property in Hawaii while taking advantage of these great HELOC benefits.


  1. Receive a credit at loan closing (up to $500) to offset a third-party lender’s early closing fees when you make an initial advance on your new Home Equity Line of Credit account to pay off your existing home equity line balance of at least $10,000 with that third-party lender (payoffs less than $10,000 are not eligible for closing credit). Early closing fee must be assessed and identified by third-party lender through its payoff procedure to receive the credit at loan closing.