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Business Checking Comparison Chart

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Checking Features	Business Exceptional Checking	Business Value Checking	Analyzed Business Checking	Performance Business Checking
Ideal for:	Small- to medium-sized businesses with high checking activity	Small businesses with moderate checking activity	Businesses with higher transaction activity and or utilizes Cash Management services	Sole proprietors, fiduciaries, certain non-profit organizations
Minimum Opening Deposit	$0	$0	Varies	$750
Minimum Balance	$10,000 minimum combined balance in qualifying deposit accounts	None	None	$1,500
Monthly Service Charge	$20 (if minimum combined balance is not maintained)	None	$12.50 monthly maintenance fee plus other fees (Earnings credit allowance may offset fees)	$9 (if minimum balance is not maintained)
Interest Earning	No	No	No	Interest compounded daily and paid monthly
Statements Issued	Monthly	Monthly¹	Monthly	Monthly
Other Features	First 325 items processed at no cost per statement period²	First 100 items processed at no cost per statement period²	An earnings credit allowance is calculated each statement period and used to offset applicable account analysis and Cash Management fees	First 100 items processed at no cost per statement period²

Checking Features	Business Exceptional Checking	Business Value Checking	Analyzed Business Checking	Performance Business Checking
Ideal for:	Small- to medium-sized businesses with high checking activity	Small businesses with moderate checking activity	Businesses with higher transaction activity and or utilizes Cash Management services	Sole proprietors, fiduciaries, certain non-profit organizations
Minimum Opening Deposit	$0	$0	Varies	$750
Minimum Balance	$10,000 minimum combined balance in qualifying deposit accounts	None	None	$1,500
Monthly Service Charge	$20 (if minimum combined balance is not maintained)	None	$12.50 monthly maintenance fee plus other fees (Earnings credit allowance may offset fees)	$9 (if minimum balance is not maintained)
Interest Earning	No	No	No	Interest compounded daily and paid monthly
Statements Issued	Monthly	Monthly¹	Monthly	Monthly
Other Features	First 325 items processed at no cost per statement period²	First 100 items processed at no cost per statement period²	An earnings credit allowance is calculated each statement period and used to offset applicable account analysis and Cash Management fees	First 100 items processed at no cost per statement period²

Benefits	Business Exceptional Checking	Business Value Checking	Analyzed Business Checking	Performance Business Checking
Business Debit MasterCard^®	Free,with MasterCard Easy Savings^® program	Free,with MasterCard Easy Savings^® program	Free,with MasterCard Easy Savings^® program	Free,with MasterCard Easy Savings^® program
ATM Access	No CPB ATM transaction fees when you use any ATM worldwide³ ATM surcharge rebate when you use any ATM in Hawaii and on the mainland^3,5	No CPB ATM transaction fees when you use CPB ATMs^3,4	No CPB ATM transaction fees when you use CPB ATMs^3,4	No CPB ATM transaction fees when you use CPB ATMs^3,4
Checks and Deposit Slips	$50 off one check order every year⁶ $25 off one deposit slip order every year⁶	$25 off your first order of checks or deposit slips⁶
Other Benefits	No Incoming Wire Transfer fees Waived or discounted application fee on select business loans and lines of credit⁷	No Incoming Wire Transfer fees Waived or discounted application fee on a Business ExpressLine of Credit⁸

Benefits	Business Exceptional Checking	Business Value Checking	Analyzed Business Checking	Performance Business Checking
Business Debit MasterCard^®	Free,with MasterCard Easy Savings^® program	Free,with MasterCard Easy Savings^® program	Free,with MasterCard Easy Savings^® program	Free,with MasterCard Easy Savings^® program
ATM Access	No CPB ATM transaction fees when you use any ATM worldwide³ ATM surcharge rebate when you use any ATM in Hawaii and on the mainland^3,5	No CPB ATM transaction fees when you use CPB ATMs^3,4	No CPB ATM transaction fees when you use CPB ATMs^3,4	No CPB ATM transaction fees when you use CPB ATMs^3,4
Checks and Deposit Slips	$50 off one check order every year⁶ $25 off one deposit slip order every year⁶	$25 off your first order of checks or deposit slips⁶
Other Benefits	No Incoming Wire Transfer fees Waived or discounted application fee on select business loans and lines of credit⁷	No Incoming Wire Transfer fees Waived or discounted application fee on a Business ExpressLine of Credit⁸

Enhancements	Business Exceptional Checking	Business Value Checking	Analyzed Business Checking	Performance Business Checking
Business Online Banking with Unlimited Bill Pay	No Charge	No Charge	N/A	No Charge
Business Online Banking with ACH	No Charge	$.50 per ACH Transaction	Refer to iBusiness Central	$.50 per ACH Transaction
iBusiness Central (Commercial Online Banking)	N/A	N/A	Available	N/A
Infoline Telephone Banking	Free	Free	Free	Free

Enhancements	Business Exceptional Checking	Business Value Checking	Analyzed Business Checking	Performance Business Checking
Business Online Banking with Unlimited Bill Pay	No Charge	No Charge	N/A	No Charge
Business Online Banking with ACH	No Charge	$.50 per ACH Transaction	Refer to iBusiness Central	$.50 per ACH Transaction
iBusiness Central (Commercial Online Banking)	N/A	N/A	Available	N/A
Infoline Telephone Banking	Free	Free	Free	Free

1. A paper statement fee of $10.00 will be charged per statement period. This fee is waived for the first calendar month in which the Account is opened. For subsequent months, the fee can be waived in one of three ways: 1. Enroll in Online Statement service through Online Banking, or 2. Link your Business Value Checking to a Business Exceptional Plan, or 3. Maintain an average balance of $5,000.00 or more during the statement period. The average balance is calculated by adding together the ending balances from each day during the statement period and dividing the total by the number of days in the statement period.

2. Qualifying accounts must be in the name of the business.

3. Non-CPB ATMs may impose surcharges that are separate from and in addition to our Non-CPB ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.

4. Transactions made at non-CPB ATMs are subject to our Non-CPB ATM Transaction Fees.

5. We will reimburse you up to $4 per transaction for ATM surcharges from other banks and ATM operators incurred on your Business Exceptional Checking account for ATM usage nationwide.

6. Place order at branch for discount.

7. On approved credit. Waived up to $125 for all scored business credit products - Business Express Loan, Business Express Line of Credit, Professional Express Line or Professional Express Loan.

8. On approved credit. Waived up to $125 for one Business Express Line of Credit.

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Business Checking Comparison Chart

Business Checking Comparison Chart