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Personal Loans

Personal Loans

Small projects make a big difference.

Loans from $5,000 to $50,000.1, 2


APPLY NOW

Personal Loans with a Low Fixed Rate

Personal loans provide you with a lump sum of cash at a low fixed rate to help you consolidate debt or pay for a big purchase over time.

New*Disaster Loan Program:


Our Natural Disaster Loan Program is designed to provide quick access to funds for those in need. Loans of up to $10,000 are available at special rates and with flexible terms. For more information, please contact us at 808-871-0505, or send an email to [email protected].

Maui Relief: When applying online, Must enter Code MFIRE23 & Provide explanation on how you were impacted by the fire in the notes section to qualify for this program.
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For more information about Maui Relief, click here.


Why get a personal loan with CPB?

Estimated Monthly Payments3
For a typical loan with a 36-month term, the estimated minimum monthly payment would be:

$327.34

per month
per $10,000 borrowed
at 10.99% APR3.

to

$392.33

per month
per $10,000 borrowed at
24.00% APR3.

Minimum monthly payment varies based upon the loan term and Annual Percentage Rate (APR).

 

✓ Apply online in minutes

✓ Low Fixed Rates

✓ Exceptional service from Hawaii's finest bank

✓ Next business day funding*

About Personal Loans

  • Competitive fixed rates from 10.99% to 24.00% APR
  • Loans from $5,000 to $50,000
  • Convenient 24-month to 60-month loan terms
  • No annual fee or collateral required
  • No penalty for paying off early
  • A $50 Origination Fee (Closing Cost) will be financed as a part of your total loan amount.4

In-Branch Application required documents

  • Government issued ID such as a U.S. passport, state driver’s license, state ID or U.S. military ID.
  • Bank routing number and checking or savings account number.
  • For loan requests over $10,000: copies of your pay stubs (last two pay periods); OR, if you are self-employed or wish to also include rental income, then copies of your Federal Income Tax Returns (last two years).
  • For loan requests over $25,000: copies of your pay stubs (last two pay periods) AND copies of your Federal Income Tax Returns (last two years).

 

  1. When you apply, we check your credit report. If you take out a loan, repayment information may be reported to the credit bureaus. For online and in-branch applications, we pull a (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

  2. Your loan amount will be determined based on your credit, income, the outstanding balance of your current auto loan, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. The maximum loan amount is $50,000.

  3. Minimum monthly payments varies based upon the loan term and Annual Percentage Rate (APR). For a typical loan with a 60-month term, the estimated minimum monthly payment would be:

    • $327.34 per $10,000 borrowed at 10.99% APR.

    • $392.33 per $10,000 borrowed at 24.00% APR.

    Interest rate is based on individual’s credit report. Subject to credit approval

  4. $50 Origination Fee (Closing Costs) will not be charged on declined applications.