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Improve your home with your home’s equity

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If you're a homeowner, you know how expensive it can be to make improvements or necessary renovations to your home. But what if you could use the equity in your home to pay for them instead?

A Home Equity Line of Credit (HELOC) is a great way to do just that.

A HELOC is a type of loan that’s secured by the equity in your home. It allows you to borrow up to a certain pre-determined amount and then pay it back over time, with interest. Unlike other types of loans, a HELOC gives you more flexibility in terms of when and how much you borrow.

There are several benefits to using a HELOC to finance renovations or other home improvement projects:


  1. Low Interest Rate – One of the biggest advantages of using a HELOC is that interest rates are typically lower compared to other kinds of loans. This makes it an attractive option for anyone looking to save money on financing costs.
  2. Flexibility – With a HELOC, you can borrow as much or as little money as you need at any given time and only have to pay interest on what you’ve actually borrowed.
  3. Fast Access – Finally, if you’re looking for fast access to funds, then a HELOC is a great choice since the approval process is usually quicker than traditional loan options.


As long as you have enough equity in your home, taking out a HELOC can be a great way to pay for renovations or other home improvement projects without having to break the bank in order to do so.

If you’re thinking about applying for a HELOC, consider applying online with Central Pacific Bank. CPB is committed to offering competitive rates and provides an easy online application process.

Visit cpb.bank/HELOC and apply online today!

Learn more about CPB HELOCs

Already have a CPB HELOC? Simply login to online banking to start using your line of credit.