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NRA Plan

NRA Plan

NRA Plan Information

Starting April 1, 2022, account plans for Non-Resident Aliens (NRA) in the United States will include significant changes.

NRAs will be required to maintain a minimum combined balance of $10,000 per month. Accountholders who fall below this total deposit balance will be charged a monthly account management fee of $20.

The following are benefits of being a CPB accountholder in the United States.

Central Pacific Bank Account Benefits

  • Dollar-denominated assets contribute to portfolio diversity to reduce risk
  • Accounts are insured by the FDIC, up to $250,000
  • Different interest rates on accounts versus financial institutions in your home country
  • Ability to open accounts without a United States address
  • Ability to create joint accounts with parents, children, and grandchildren 

Additional benefits include:

  • Save for your children’s future expenses, such as studying abroad, steadily and safely using dollar-cost averaging (DCA)
  • Make withdrawals and deposits at ATMs without worrying about exchange rates when traveling to the United States
  • While in your home country, do your banking anytime with our online banking system
  • Withdraw from ATMs in your home country
  • Use your debit card in the United States and avoid paying overseas paperwork fees and currency conversion rates
  • Make convenient payments for real estate transactions

CPB is available to assist customers with opening an account if the following three categories are met:

  • You live in a country other than the United States
  • You do not have a Social Security Number
  • You deposit more than $10,000 per month

Contact Customer Service at 1-800-342-8422